Personal banking
Mambu's cloud-native core banking platform enables agility, flexibility and speed and empowers banks, financial institutions, and non-financial institutions to build and launch a variety of transactional banking and deposit-based savings products without compromising on speed.
With its robust API-driven framework, Mambu facilitates real-time data processing and enhances operational efficiency, making it a preferred choice for organizations looking to modernize their legacy systems and embrace the future of digital banking.
Build products customers crave
Reinvent consumer banking
Powered by our cloud-native deposit engine and composable approach, Mambu gives you the flexibility and agility to build transactional banking and savings products customers love.
Trusted by leading lenders globally
Mambu is the core engine behind 260+ banks' personal & deposit offerings.
Flexible. Configurable. Personal.
Flexible saving
Simplify savings plans and maturity terms with full interest support, fixed, indexed and tiered banding, tax withholding and setting account balance limits.
Flexible overdraft
Streamline handling of arranged and technical overdrafts, provide full interest rate calculation support, levy additional overdraft fees and configure maximum overdraft limits.
Flexible configuration
Build and modify different types of transactional banking and savings products using modular components that can be assembled and reassembled as you grow.
Features you want, when you need them
Innovate with pre-built product configurations
Mambu gives you features and functionality to use as-is or build on.
Product level highlights
- Define new account settings and limits.
- Set up account currencies.
- Manage interest & accrual rules.
- Define overdraft conditions.
- Configure accounting rules.
- Define dormancy rules.
Account level highlights
- Attach card tokens to accounts.
- Lock accounts.
- Apply / modify interest.
- Modify overdraft conditions.
- Change maturity period.
- View transaction history report and activity audit.
Transaction level highlights
- Manage and post card holds.
- Manage payment holds and blocks.
- Manage card settlement, reversals and refunds.
- Store custom transaction details.
- Specify transaction dates.
Customer stories
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